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The Informed Retiree: Key financial considerations you need to know

Join us for "The Informed Retiree," a workshop designed for those wanting to set up for retirement or are currently in retirement whether self-funded retirees or those dependent on Centrelink assistance.  

In this comprehensive session we will discuss how to maximise your assets prior to retirement and how to make sure those assets work harder for you in retirement, so they outlive you. 

In today's dynamic economic climate, understanding the intricacies of retirement finances is more crucial than ever. This is a targeted workshop led by local financial planning expert John Walker of Optimal Wealth Solutions. This session addresses how to amplify asset performance before and during retirement. We will focus on practical strategies for enhancing cash flow and optimising superannuation with Centrelink assistance, this seminar also highlights the critical relationship between your assets and retirement security. 

For those pondering the impact of their home on retirement plans, we'll explore the vital interplay between your estate and retirement funding. Superannuation will be demystified as we discuss how to 'super-size' your contributions, making the most of government assistance and investment opportunities to secure a comfortable future.

You will also gain clarity on longevity risk and its implications, learning how to stretch your retirement nest egg to its fullest potential.

Our goal is to leave you with a clear understanding of how to establish a legacy while enjoying the fruits of your life's work. By the end of our time together, you'll have an overview of key financial strategies and a checklist to identify and address any planning shortfalls.

Step into retirement with confidence, equipped with key financial considerations you need to know to make informed decisions, for a happier and secure financial future.

If you are a Pre-retiree you will learn:
  • How to maximise your cash flow and savings heading into retirement.
  • About your home and your retirement.
  • How to super-size your superannuation prior to retirement including contribution strategies, government assistance and investment considerations.
  • How to prepare your assets to maximise any available Centrelink benefits.
  • Downsizer payments to superannuation.
If you are a retire either self-funded or reliant on Centrelink benefits you will learn: 
  • What is longevity risk and what it could mean for you.
  • What are the Centrelink Asset and Income tests for singles and couples.  What benefits may you be entitled to with Centrelink?
  • How to make your retirement nest egg last longer.
  • How to maximise tax benefits and earning in superannuation pension phase.
  • Making sure you have an appropriate estate plan in place.

By the end of our time together, you'll have an overview of key financial strategies and a checklist to identify and address any retirement planning shortfalls.

John Walker is the Founder & Principal of Optimal Wealth Solutions and a Certified Financial Planner providing bespoke advice to clients on wealth creation and protection strategies.

John currently advises a significant number of pre and post retirees on their financial affairs including superannuation, account-based pensions, investments, tax strategies, cash flow management, estate planning and Centrelink entitlements. Before establishing Optimal Wealth Solutions, John held senior management positions with premier international banking institutions, including Citigroup, BNP Paribas, Deutsche Bank and Bankers Trust, advising other banks and multi-national corporations on their finance and structuring activities. The strength of John’s engagement with clients lies in creating bespoke financial plans considering client’s long-term goals, financial resources and ever-changing life circumstances, to help them confidently plan for the future. 

Please note: This is offered as part of our FREE community talks program. Pre-booking encouraged however walkins welcome on the day.

 

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John Walker

About the tutor

John Walker

John Walker is the Founder & Principal of Optimal Wealth Solutions and a Certified Financial Planner providing bespoke advice to clients on wealth creation and protection strategies.

John currently advises a significant number of pre and post retirees on their financial affairs including superannuation, account-based pensions, investments, tax strategies, cash flow management, estate planning and Centrelink entitlements.

Before establishing Optimal Wealth Solutions, John held senior management positions with premier international banking institutions, including Citigroup, BNP Paribas, Deutsche Bank and Bankers Trust, advising other banks and multi-national corporations on their finance and structuring activities.

The strength of John’s engagement with clients lies in creating bespoke financial

plans considering client’s long-term goals, financial resources and ever-changing life

circumstances, to help them confidently plan for the future.

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Contact Information
(02) 9922 2299
Monday to Friday - 10:00am to 6:00pm
220 Miller St, North Sydney - Back of Ted Mack Civic Park